Guides
Short, clear and with no sales agenda: the basics you need to assess a loan offer.
Technically, a loan for cosmetic surgery is no different from any other personal loan. The questions are the same: what does it really cost, which instalment is affordable, how will the credit assessment turn out – and what happens if something goes wrong after the procedure? The following articles answer them in the order in which they arise.
- Cover
Loan and complication insurance
What a complication costs, why the health insurer leaves you to pay and how to protect the loan against this risk.
- Application
Creditworthiness: what banks check
Quotation enquiry instead of loan application, credit reference agencies, household budget: how the assessment works and how to prepare.
- Basics
Term and instalment: the right balance
Why the lowest instalment is rarely the best choice and how to find a term that fits your budget.
- Basics
APR: the only figure that counts
Why the nominal rate in advertising tells you nothing and how to compare two loan offers in one minute.